— the firm, for readers in a hurry

Brokers of
quiet consequence.

We are a small UK team that moves money, and energy, and card rails — on behalf of SME owners who have spent too much time on hold. We do not ring twice. We do not email back three days later. We keep a live desk and a short list of lenders that pay attention.

Origin

We got tired of
the phone tree.

Incorporated 2022
Trading as Just B2B Finance
Sheffield, South Yorkshire

Four product heads. One shared inbox. A whiteboard that lists every open file.

Before Just B2B, the four of us worked at lenders, a fintech, a card processor and an energy supplier. We watched too many UK SME owners lose a Tuesday to the wrong phone tree, the wrong form, the wrong product. We met for a coffee in 2022 and drew the same diagram on a napkin: one broker, four desks, one person answering the call.

Two things made Just B2B possible. First, the market opened up: 100+ regulated UK finance lenders actively quote SME facilities now, and most will accept a broker-led application with a clean file. Second, we’d all watched clients sign the wrong card processing contract because a salesperson called at the right time; we knew the rate benchmarks cold.

What we are NOT: a price comparison site, a regulator, a bank. What we ARE: a small Sheffield team with 100+ verified Google reviews, licensed by the ICO under ZB663470, registered at Companies House as JUST B2B LTD (14976421), and a phone that gets answered on the second ring.

“Significant reduction in our energy costs, allowing us to allocate more resources towards growing our business.”
— Shaun · Company Director · Recruitment Technology

Reviews verified at itsjustb2b.com. 100+ independent client reviews collected via Google since 2022.

The four desks, in four faces.

Every file has a single named broker assigned inside twenty minutes. No round-robin pools, no rotating case manager, no “someone from our team will be in touch.”

Desk lead — Business Loans
Desk lead — Loans
/ 8y finance broker · ex-prime SME
Desk lead — Card Payments
Desk lead — Cards
/ ex-Worldpay · ex-Stripe partner
Desk lead — POS Systems
Desk lead — POS
/ hospitality & retail integrator
Desk lead — Utility Savings
Desk lead — Utility
/ ex-OFGEM · commercial energy

What we’ve done
since the napkin.

Q2 2022 · FOUNDED
Incorporated JUST B2B LTD at Companies House — number 14976421.
Four product heads, one shared inbox, twelve lender relationships.
Q3 2022 · LICENSED
Registered with the Information Commissioner’s Office. ICO Reg ZB663470.
Client file handling compliant with UK GDPR end to end.
Q1 2023 · LENDER NET BUILT
Lender panel grew past 50 regulated UK finance houses.
Including 4Syte, Capify, 365 Finance, Credit4, LendingCrowd, MaxCap, Nationwide Finance and YouLend on active rotation.
Q3 2023 · CARDS DESK
Opened the card benchmarking desk. Partner panels: Square, SumUp, TakePayments, Worldpay.
Most clients save 30–60 bp on card processing within 30 days of benchmarking.
Q1 2024 · UTILITY DESK
Opened energy contract audit desk. Panel of 40+ commercial suppliers.
Commercial-only — we do not advise on domestic energy.
2025 · 100+ REVIEWS
Crossed 100 verified client reviews on Google. Average rating sustained above 4.9/5.
We read every one. We fix what’s broken.
Q2 2026 · NOW
£1,000,000 facility ceiling. 100+ lenders. 40+ energy suppliers. One desk.
open↑↓ moveesc close